Before many of us sooner or later the question of choosing an insurance company. For a start, it is necessary to clearly define what the risks, ie potential losses you wish to insure. Today, insurance companies offer a great number of special insurance programs in which they have several convenient target insurance options: life insurance, health, property, auto insurance. Of course, you can choose the uk on the recommendations friends, acquaintances or relatives, but if none of them experienced this issue will have to decide for himself. To select the most suitable uk should consider a few companies and some of their study.
First: it is necessary check whether the uk government license standard pattern. License issued by the Federal Service for Insurance Supervision of the Ministry of Finance of the Russian Federation. Second: it is necessary to pay attention to the spectrum Services, which provides the uk. Versatility of talk about reducing the risk of bankruptcy. Third: To view ratings and reviews of the uk in the most reliable and well-known media sources. Obviously, what to look for this information on the official website of the uk is meaningless, so it's best to find it on independent sources. Fourth: it is necessary to study the spectrum of prices for services you are interested.
Do not choose the uk at the lowest price. Despite the fact that variation in prices can be very diverse, too low value of the policy often indicates significant limitations of insurance (such as a high deductible), which you can find, unfortunately, only happens when an insured event. Fifthly: Be sure to learn the rules of insurance and contractual terms, namely: what is recognized as the object of insurance, insurance case, exclusion from insurance coverage, the procedure for determining sum insured, the procedure for determining and paying insurance premiums, rights and obligations of the parties, the relationship of the parties, the availability and value of the franchise, as well as other conditions depending on the focus of the contract. It is also not unimportant may be information about how long the uk working in the market as often revised insurance conditions and tariffs, to familiarize themselves with the financial results as well represented sc its branches in other regions. Compliance with these complex rules may not protect you from a number of troubles, including material losses in the future.