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European Business

European Business

It is no secret that getting a loan for the implementation of good business ideas in the bank is virtually impossible – bankers prefer to lend to the current and, primarily, a successful business. However, would the idea and the money will be found. One of the options for attracting investment – business angels. Who are Business Angels? Under the romantic name of 'business angels' hidden quite pragmatic investors who are willing to invest their own capital in the favorite business. Business angels are using venture capital investment vehicle – funding is provided for the long term without collateral or guarantors. Entrepreneur gets the required investments, business angels – its stake in the company.

Investor's goal is simple – wait until the maximum value of the company and sell its share to profit, many times greater than the sum of investments. It is easy to assume that the idea of private investment has come to Russia from the USA and Europe. In every European country there are thousands of business angels united dozens of organizations. Europe's largest network of angel – European Business Angel Network (EBAN) – consists of 62 associations of investors in 21 countries. Advantages and Disadvantages Business Angels The main advantage of business angels in front of a traditional bank loan – private investors are willing to take risks.

Unlike banks, they can provide a loan for business development and credit for the discovery business. Another advantage of working with the angels – they are engaged in the business, provide professional advice, offer support, because they have a stake in the success of the enterprise. However, the latter factor may be considered and disadvantage, because part of business angels in business administration denies businessman substantial share of autonomy. Another disadvantage of business angels are limited – the banks they are certainly much higher. However, if we are talking about small businesses and the investment up to a million dollars, the 'power' of business angels may be enough. How to find a business angel? If you have a decent idea for a business, finding a business angel is not so difficult. Today in Russia there are several organizations of business angels, the largest of which – the National Network of Business Angels 'Private equity' and the National Association of Business Angels. There are also smaller regional community of business angels. The capital is Moscow Network of Business Angels. Receiving money from investors – rather lengthy procedure. In order to get investment, you must provide a clear business plan or description of your project. In the 'Private Equity' documents can be sent by e-mail. If approved, the draft business plan will be posted on the organization's website and circulated to potential investors. By the way, if an investor is found, the employer will have to pay 'commission' 'private capital'. The so-called 'success fee' of 5% of the amount of investment.

Kazan Bank

Kazan Bank

Agency Fitch has submitted a list of banks in Kazan on the ability to absorb losses. Only three of Kazan of the bank – it's Spurt Bank, BTA-Kazan, the Bank of Kazan, who are not experiencing difficulties with inventory. Agency estimates that, at 10 Russian banks, VTB 24, Bank of 'Russia', Moscow Bank, Swedbank, VTB Bank, Moscow Bank for Reconstruction and Development (IBRD), "AK BARS" Bank Rosbank Orgresbank and UniCredit Bank – most relevant resources for loans less than ten percent, thus Fitch has concluded that the ability of banks to absorb losses to date is low, but not so certain. The probability of loss absorption from the Bank of Moscow and VTB will likely significantly strengthened in consequence of further impacts of investments. In addition, VTB and Bank of Moscow have a significant Number of banks also have strong shareholders, which the agency will provide new capital to banks in case necessary, says the narrative Fitch. For the same reason, despite the analysis of Fitch, the state "AK BARS" Bank is safe. Already in April, its shareholders have come to the conclusion multiply share capital in 1,5 times. Little about the bank: Bank (from Italian.

Banco – a bench, a table on which the money-changers were laid coins) – financial and credit institutions whose main function is to provide financial services to businesses and individuals. In accordance with Russian law 1, the bank – a credit institution, which has the exclusive right to exercise all of the following banking operations: attracting deposits from individuals and legal entities, placement of these funds on its behalf and at his own expense under the terms of payment, maturity, and repayment of trust, openness and maintaining bank accounts of businesses and individuals. A credit institution – legal entity which for profit as the primary objective of its activities on the basis of a special permit (license) of the Central Bank of Russian Federation (Bank of Russia) has the right to banking, the Federal Law "On Banks and Banking. A credit institution is formed on the basis of any form of ownership as an economic society. Non-bank credit organization – the credit institution has the right to perform certain banking transactions contemplated by the Federal Law "On Banks and Banking. The permissible combinations of banking operations for Non-bank credit institutions established by the Bank of Russia. Foreign bank – the bank established under the laws of a foreign country in whose territory it was registered. Banking system Russian Federation include the Bank of Russia, lending institutions, as well as branches and representative offices of foreign banks.

Interbank Portal

Interbank Portal

Inter-bank portal allrusbanks – Russian banks, deposits, loans, auto loans, mortgages, overdrafts, untied loans, loans for small and medium business, news, finance, a review of all modern banking services. Working with us you able to quickly and cost effectively get the money or invest it profitable. On our portal you can find the best banking product for yourself and your business. As we know information is one of the most valuable commodities. We are often faced with financial issues, making decisions which require possession of certain information. Large purchases, business development, education, and often require large investments of money funds.

If we have some capital, any person seeking to increase their income, looking for ways to his investments. Probably many of us are faced with a situation that many banks offer various conditions of service. And indeed it is difficult to find a suitable banking product in view of the huge number of banks. And quite often it turns out that we simply can not find the proposals that would be really beneficial. On our portal we will try to highlight the most profitable banking, news of the banking sector, financial news, that is, try to give you information with confidence, that it will be useful.

Travel Issues

Travel Issues

Today April 19, is in its fourth day the "Great Turtle Race, an event originally intended as a source of information for scientific studies on the behavior of the turtle" Leatherback, a marine turtle species in danger of extinction. & Nb sp;; This species of sea turtle which is also known by other names such as Laud, and Cardon Leatherback is by far the largest species can grow to almost 2 meters long and weigh over 700 kg. and, together with other species such as Carey or Green, one of the world's most endangered, as always, for reasons attributable directly to us humans. There are many global projects and local levels to the study and conservation of this species, because their distribution is quite wide, so it is difficult for us in Latin America to come into contact with any of them as far as this species turtle both the Caribbean and Atlantic Basin and the Pacific are natural habitats. The best source of information on this beautiful and impressive species can be found on the page "Leatherback Trust" surely one of the international conservation organizations with greater experience in their field and precisely one of the organizers of this "event" to have her Based in Costa Rica, the starting point of this race. The idea of race is to perform a detailed survey of travel routes, feeding habits, dangers, etc.. turtles encountered during their migrations, in this particular case, from the beaches of Costa Rica to the Galapagos Islands, using tracking devices placed on turtles. .

Kiev International Institute

Kiev International Institute

Within a few years appeared the company quickly captured a large segment of the market through Internet sales. Starting data for this are the low costs to set up an Internet store compared to the real point of sale, more Internet penetration in Ukraine, slowly, but there is confidence in Internet shopping among the Ukrainian population. Although, of course, this is true for large cities with large populations and extensive Internet coverage. Prior to the 2005-2006 Online shopping refrigerators in Ukraine in its infancy. What is also indirectly evidenced by the statistics Google search statistics from 2004.

to the present. Every year people are more interested in buying refrigerator, using the search engine Google. Popular searches to "buy a refrigerator" across regions, in turn, points to the concentrated nature of the Internet penetration in Ukraine. Growth of the Internet audience Ukraine. According nternetworldstats.com in 2000 in Ukraine there were only (!) 200 000 Internet users, representing 0.4% of the total population of Ukraine. According to the poll, conducted in 2005, the Kiev International Institute of Sociology, About 20% of the population use the Internet, which corresponds to 9.5 million people. In 2010, according to the company, Sputnik Media, Internet access had more than 16 million Ukrainians (about a third of the population). Across the country on average, Web penetration – 12%, but the regions this figure is very heterogeneous. In Kiev and region web penetration is 58%, while in , Vinnytsia, and Volyn regions this indicator is slightly more than 1%.

Make An Efficient

Make An Efficient

The resume is the first impression a company has any candidate for office. It is a tool that reflects the past work, achievements and professional profile of a candidate. Today, endless histories, records of all studies and numerous letters of recommendation are not the priority. Fate progressively move to a resume based on factors such as simplicity, clarity, accuracy and brevity. In practical terms, a resume should contain personal information, educational, occupational and socio-familiar. It is a tool that shows what has been the work experience and academic training, and reflect projections for interest or professional.

To take into account. . . Broadly speaking, the resume is a basic tool used by companies to search for personal and then start the selection process. Do not forget that, in some ways, success in achieving work is determined by the quality, accuracy accuracy of the information contained in the curriculum. However, do not forget that market mobility, staff turnover and, in particular, the job offers available are important, and set the tone for recruitment. In order to maximize their employment opportunities, elempleo.com gives some tips for structuring a more complete resume.

Personal Information This information is key, because if a company is interested in your profile taken as a basis contact information. It is advisable to update regularly, especially if you change your residence or workplace. When you set its aspiration wage specify how much does it expect to receive remuneration for work in a company? You must take special care to define this variable, because it is one of the filters used by most companies to find staff. We suggest analyzing factors such as work experience, academic training and fees to which it applies. You should also analyze market behavior in relation wage-earning people in your profession or profile. Education and Training This section contains information relating to the training you have received, either through pathways: – Formal (undergraduate and graduate) – No formal (graduate, seminars, conferences, symposia and workshops, among others). Do not use abbreviations in the names of academic degrees or certificates. Point out the institution in which they trained. If you have studied abroad type the full name of the university, besides the city and country where he did. Also specify the dates of admission and completion of each program. If you have not finished remember to update the information as just finishing. In the field of foreign languages is as honest as possible. Some organizations have as a criterion for selecting the domain of other languages. But knowledge can be tested. Experience The career path is a key factor in the search and selection of staff members in different companies. The Basic information includes things like company name, phone number and industry sector category. It is also advisable to specify dates of admission and withdrawal, tasks performed and work area. However, data on responsibilities and achievements are also crucial for companies, because they let you know which activities, tasks and processes are developed in each office. all these suggestions will serve to get a good job, but if you do visit:

Maria Vydrenkova

Maria Vydrenkova

Due to the decision for 3 years the share of Russian production has grown to 90%. But Although the war for incandescent lamps had been won, the winner turned out to be China, managed by the moment when the world began to abandon incandescent lamps, a firm foothold in the market of compact fluorescent lamps. Will domestic manufacturers to win back his place there at least within the Russian market? Many experts consider this question. The fight for market energy-saving bulbs in Russia has not even begun. There is practically no plants producing cfl. If we imagine that overnight Russia would abandon foreign-made lamps, it is estimated the company Philips, for the full transition to energy-saving bulbs will need to build more than 60 plants worth about $ 1.3 billion, yet all produced in our compact fluorescent lamps – an assemblage of Chinese components.

True, the firm Osram plans to organize the production of energy-saving lamps Smolensk, but the reverse situation in the Russian market "green" sources of illumination, they are unlikely. According to experts, to build in Russia the company full-cycle production of cfl unprofitable. "And yet to be cheap Chinese parts, the situation will not change "- said Maria Vydrenkova, director of marketing and advertising company Topservice" that promotes "Cosmos" to place orders in China. Now Russia has no specialists required profile, nor the equipment (and hence its need to purchase overseas), or experience in the industry. Therefore, most likely the lamp produced by Russian plants, will be more expensive than Chinese, for comparable quality.

Common Behavior

Common Behavior

The important point to try to remember is that these reactions are perfectly normal and will disappear as you get used to his new lifestyle. For those who go to a company with very different customs and behavioral patterns of their own, the impact of culture shock can be even more pronounced, since you find all your expectations about people and their behavior are not met. The common areas of difference are: the modes of dress, behavior is considered appropriate for men and women, aspects of religious practice, social customs, food and eating habits, the climate. At first, the honeymoon period is likely to feel excited about the new experience of going to another country and is expected to arrive and meet new people and start her career. Very quickly, however, new experiences may begin to overwhelm you and you react to the disturbing emotions that may not be familiar to you.

What was first found exciting now may seem strange, even frightening, and you might wish you were back among the familiar places and people at home. You may not be a sudden mood changes and strong reactions to seemingly trivial events. This is perhaps the most difficult phase for any new teacher, and it is important to try to remember that what you are feeling is normal and will pass. However, if you feel unable to cope, do not try to contact other staff members of the same nationality as yourself with more experience the new environment. Although, objectively, you may not want to find their compatriots, especially if you are trying to avoid speaking their native language in order to learn the language of the host country, to help in this stage to seek their support.

Correct Logos

Correct Logos

Translated from the Greek "logos>> means" word>> and "tyupos>> – mark>>. In our opinion, the logo – a graphic image of the differences, which plays an important role in recognition not only Internet project or company, but goods and services. One of the objectives of the logo – to attract attention. Ideally the logo should reflect itself in the direction of the company or an Internet project. Green sheet for the cosmetics company, for example, symbolizes the naturalness and ecological products. The main goal of creating a logo – attraction, retention and extension attention. Logo – an indicator of individuality Internet project or company. There are many beautiful logo, design professionals are involved.

With many of them we know from childhood: Adidas>>, Nike>>, Coca-Cola>> and many others. Logo Design of these brands is easy to remember, instantly recognizable and looks great a one-color versions, which is important when printing. The worldwide success of the mentioned companies speaks for itself, and what child does not know how the logo looks like Coca-Cola>>? A good logo should carry a charge of emotion, but they should not be undesirable or negative. For many people, the first general impression of the internet-project or company is often formed after looking at the logo. In order to induce positive emotions can be, for example, use well-known and loved images that clearly inspire trust and easily treated, but do not forget the negative side – the logo is not original.

The choice of font is shriftVybor one of the first steps in designing a logo. Good font choice has always been the key to success. Most of the fonts available on the Internet have been someone once used. For quite reasonable money available development of a font from a specialist and you will get quality print, which will belong only to you. It must be remembered that people used to seeing high-quality text on television, in print and film. Should not be allowed to a person coming to your site or scrutinizes the letterhead of your company, it seems cheap. If it's true – do not make it and look! TsvetPri designing a logo to try to use those colors, which are associated with the genus of the company or the subject of site. For example, the blue color associated with the airline, and yellow with a travel company that sells trips to Turkey. But we must remember that at the delevse is conditional. Sometimes downright crazy color combination looks good and looks natural. When color logo design should be based not on color per se, but on their relation to each other. Form logotipPered how to choose the form, you must define the purpose of a logo design. It must be remembered that the form largely determines the initial attitude. It is desirable that the logo was compact and small. The most common forms are: circle, square, oval and triangle. It should be noted that modern logos often encompass several geometric shapes. A huge role in constructing logo are the correct proportions. There are many nuances and dimensions that at first glance seem insignificant, but in fact are just and develops the basic logo design. 10 signs of good logotipa1. Style2. Yasnost3. Privlekatelnost4. Expresses the correct . Razborchivost6. Vidimost7. Prostota8. Zapominaemost9. Opisatelnost10. Color

German National Party

German National Party

The behavior of voters said the election campaign and the tactics used by the Nazis. Storm troopers and ss men attacked meetings of political opponents, beating activists of other political parties, intimidated the population of entire regions. Their actions, in turn, showed the weakness of legitimate authority, is incapable of maintain elementary order in the cities to protect citizens. Reorganizing his party (National Socialist Party of Germany – NSDAP), Adolf Hitler took a course on the legal seizure of power constitutional means. He skillfully used the fear of revolution, communism, civil war, presenting National Socialism as a factor 'order'. In 1933 the National Socialists won the elections. Military-bureaucratic elite has used its influence on President Hindenburg that he handed the mandate to form a government Adolph Hitler.

20 January 1933 he became Chancellor – the head of government. From this time began the rout civil society, creating a huge bureaucracy, the destruction of democracy, the total nationalization of the country. Already February 1, 1933 was dissolved the Reichstag (parliament) and March 5, a new election. Unfolded change the ruling elite from top to bottom: from the highest officials to professional Commissioner. All the important posts of the members of the Nazi Party were directed or supported it, despite the fact that the National Socialists were in government in coalition with the German National Party. Already in 1935, 78% of mayors were members of the Nazi Party. With access to executive power, the Nazis began to progressively reduce the political democracy in Germany. In was used as a pretext Reichstag fire, the perfect lone maniac, but took with him when arrested Communist Party membership card.

The Nazis have launched an open terror against his political opponents. Then Hitler succeeded Hindenburg signed a special decree "On the Protection of People and State ', address the underlying rights of citizens and provides unlimited powers of the punitive organs. Was thrown into lay basis of the constitution of the Weimar Republic the principle of separation of powers. Legislative functions were transferred to the government. After the death of Hindenburg in 1934 Hitler had transferred the powers of the president. Thus, the entire full power in Germany was in the hands of Hitler, became a 'leader', 'Fuhrer' in Germany. Was also carried out administrative reform, which resulted in abolished local government. Power at all levels into the hands of officials appointed from above. In 1933 all political parties except the Nazi Party, is formally banned. Such a radical break-up of public order and public life could not be accompanied by violence and spawned strengthening the role of the secret police state. Assault and security units have become part of the apparatus of violence. The country was formed secret police (Gestapo). Fascism has destroyed all who did not accept the system, even though he was outwardly loyal to the authorities. Office of the political police (Gestapo) had the following divisions: 1 st Division – Communism and Marxism, 2 nd Division – church, sect, immigrants, the Masons, the Jews, the third department – reactionaries opposition, 4 th Division – concentration camps, the pre-trial detention. Since 1933, in Germany there were concentration camps for the content of all the unwanted regime officials. Were eliminated major political rights – freedom of speech, assembly, the inviolability of domicile, correspondence